Quantifying Operational Risk

Quantifying Operational Risk

Cardinal helps financial institutions systematically assess operational risks quantitatively; reducing costs, capital requirements, and sanction risks, by combining the power of prediction markets with AI simulation and advanced mathematical modelling.

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Compare. Intervene. Evaluate

Pairwise Comparisons

Each risk in a register is compared head-to-head against others.

AI + Human Expertise

AI agents handle the bulk of comparisons; human experts intervene only for “close calls,” ensuring efficiency and accuracy.

Mathematical models

We employ computationally intense graph theoretical models to refine and synthesize the human generated data and the AI generated data into a ratio-scale.

Ultra-Fast On-Prem Compute

Ultra fast low latency compute on dedicated and on-premise servers.

Testimonial

“Cardinal has proven invaluable in our efforts to thoroughly evaluate and contain risk, enabling us to protect our investments and stakeholders effectively.”

Alexander Sterling
Chief Risk Officer, Chase Bank
Operational risk models fail to capture true risk levels. As a result, banks must hold excessive capital buffers that could be deployed elsewhere. In fact, about €900 billion of Eurozone banks’ risk-weighted assets are tied up for operational risk protection.

Agentic AI
Human Conversation

Initiate prediction market

Generate an automated self-resolving prediction market through a simple query.

Distributed Respondents

The prediction market is distributed to a high number of human and AI respondents

Real-Time Risk

The results are synthesized and modeled in real time to adjust the risk rankings.

X/X

Deploy Locally
Forsee Globally

Unleash the future of risk measurement with our on-premise supercomputers—engineered for lightning-fast, ultra-low latency performance and fortified with bulletproof security.

Industries

Cardinal helps actors on both the institution side and on the regulator side. Our technology enables a holistic overview of operational risks which provides the foundation for a safer and more stable financial system.

Bank

We help banks of all sizes achieve state of the art risk quantification, allowing them to significantly lower their P2R and thereby freeing up significant capital.

Regulators

Our risk measurement technology helps regulators arrive at a holistic Pillar 2 requirement through quantitative risk-by-risk breakdown.

Payment Providers

We help payment providers identify and mitigate operational risks in real-time. Optimize capital, ensure compliance, and enhance business continuity.

Set your capital free

To see if your financial institution qualifies, submit your info here.